The European Payments Initiative (EPI) is a collaboration among 16 European banks and financial service providers aimed at creating a new digital wallet and unified account-to-account payment solution for the region. EPI is revolutionizing the European payments landscape by introducing a standardized, secure, and seamless system that supports in-store, online, and peer-to-peer transactions. This initiative is designed to offer both consumers and merchants faster, safer, and more interoperable payment experiences across the continent.

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Full Range of EPI Security Evaluation Services

As an accredited EPI security partner, Keysight offers end-to-end evaluation and certification services across the full range of EPI approval objects.

  • Wallet Evaluations: Validate compliance for standalone digital wallets and those embedded within payment service providers (PSPs).
  • Payment Service Provider (PSP) Evaluations: Assess compliance for PSP solutions on both the consumer and acceptor sides of the transaction chain.
  • Design and Documentation Reviews: Receive detailed recommendations to strengthen your solution’s overall security posture.

Key Service Features

Prepare and evaluate your solution to be approved by EPI. We dive deep into your system’s security controls, examining cryptographic protections, authentication methods, and transaction integrity with precision. This includes:

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Mobile Security

Assessment of your mobile application's good practices and security mechanisms.

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Cryptographic Analysis

Validation of encryption algorithms, key exchange, and secure key storage.

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Secure Authentication Protocols

Review of biometric, multi-factor, and token-based mechanisms.

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Transaction Integrity

Assessment of data authenticity, consistency, and safeguards against replay or tampering.

Working with Keysight

Our team of industry-certified and experienced auditors helps you navigate the EPI certification process with confidence. Whether you're in the early design stages or preparing for final validation, we support your entire product lifecycle. We streamline development, reduce compliance risk, and help you accelerate time to market. With decades of experience in secure payment evaluation, spanning mobile, embedded, and cloud environments, Keysight is your trusted partner for delivering secure, certified, and future-ready payment solutions.

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Minimize Disruption, Maximize Security

With deep domain expertise in mobile, embedded, and contactless payment systems, Keysight supports you at every phase — from initial architecture reviews to certification audits. We help identify issues early to minimize disruptions and streamline the evaluation process.

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Leverage a Wide Range of Industry Accreditations

Keysight is accredited to evaluate systems for major global payment schemes, including EMVCo, Visa, Mastercard, PCI, and others. Our ability to support multiple certifications allows you to consolidate compliance efforts into a single roadmap, saving time and simplifying your go-to-market strategy.

Our Certifications Are Accredited By:

MasterCard Cloud Based Payment (MCBP)

MasterCard Cloud Based Payment (MCBP)

Discover Cloud Based Payments

Discover Cloud Based Payments

Cartes Bancaires (CB)

Cartes Bancaires (CB)

VISA Ready Cloud Based Payment (VCBP)

VISA Ready Cloud Based Payment (VCBP)

Bancontact Mister Cash (BCMC)

Bancontact Mister Cash (BCMC)

GlobalPlatform (GP)

GlobalPlatform (GP)

American Express Cloud Based Payment (AMEX)

American Express Cloud Based Payment (AMEX)

Japan Credit Bureau (JCB)

Japan Credit Bureau (JCB)

EMVCo

EMVCo

Interested in this service? Reach out to learn more.